My life

Christmas debt

January is of course the month that contains the dreaded Blue Monday, the most depressing day of the year.  On that Monday the radio was full of how it was scientifically proven to be the most depressing day.  It sounds strange that scientists would want to prove something like that but then they always seems to be proving something strange. Well it turns out to be a load of rubbish made up by a PR company for a holiday company who paid a scientist to put his name to it.

It is understandable why people may be depressed, during Christmas there is a lot of pressure to spend a lot of money and many people use their credit card running up a lot of debt with no chance to clear it any time soon.  I can imagine debt advice companies being very popular at the moment.

With the state of the countries debt there is money advice everywhere.  I think we need it as well, we seem to live in a generation that does not know how to manage money as if we want something there is always a company that is willing to give out personal loans to anyone who asks.  In fact the companies actively look for customers, I used to get automated phone calls from a debt company who were very concerned about my debt problems and were going to give my another loan to solve them.